645 Saint Charles Street Elgin, IL $ 200,000
645 Saint Charles Street
$ 200,000
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645 Saint Charles Street

Elgin, IL, 60120
$ 200,000
Bedrooms2 Baths1.0 Sq 1,492

Monthly Estimate*

$ 1,329

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Single Family Home for sale in Elgin, IL

for $200,000 with 2 bedrooms and 1 full bath. This 1,492 square foot home was built in 1927 on a lot size of 0.156.

This charming Elgin bungalow needs some TLC but is bursting with potential! Two main floor bedrooms and full bath + kitchen, separate dining room, living room and heated, 4-season sunporch with 10 double-hung windows for great light and ventilation. The interior has lovely millwork, arched doorways, hardwood floors and lots of natural light. Let your imagination run wild in the full-size unfinished attic accessible through an interior staircase. The attic is 37' ft x 25' ft ~ it is huge! It has 9 ft ceilings at it's peak and has two dormers - one on each side - that add architectural interest and natural light. It also has a plumbing rough-in. You might consider adding two additional bedrooms plus a full bath or design your dream primary suite! The home also has a large, unfinished basement with plumbing. Plenty of storage and workspace plus additional space for a future family / game / party room. Outside there is a patio area and generous yard with mature trees and perennials. NEW, long (4 cars possible) concrete driveway laid in 2023. Home is five blocks to the Fox River and the lovely Fox River Trail and approximately 4 blocks to Huff Elementary School and local parks. Home is not in the Elgin Historic District. Will be offered AS-IS. Seller will need post-close possession to find a new home. Conventional or CASH only; not suitable for FHA or VA. NOTE: This address is in a "moderate income" census tract. Purchaser may qualify for significantly reduced interest rate and/or reduced closing costs. Inquire with your preferred lender! Seller is still packing. Please excuse the mess.

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Single Family Contingent

Price

$ 200,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 4,775

Style

Bungalow

Lot Size

0.156

Year Built

1927

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12037771

Features
General
Interior Features Hardwood Floors First Floor Bedroom First Floor Full Bath Drapes/Blinds
Sewer Public Sewer
Heating Natural Gas
Cooling Window/Wall Unit - 1
Possession Lease Back Required
Roof Asphalt
Appliances Range Refrigerator Washer Dryer
Exterior Features Patio
Garage Spaces 1
Association Fee Includes None
Architectural Style Bungalow
Year Built 1927
Electric Circuit Breakers
Township Elgin
Tax Year 2022
Percent Ownership Fee Simple
Community Features Park Sidewalks Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Total Rooms 7
Status Contingent
Directions From I90 exit onto I25 / Dundee Avenue (exit #56). Soft left turn on Page Ave. Turn right on N. Liberty St. In 2.2 miles turn right on Jay St. Turn right on St. Charles St. Home is on your right
City Elgin
High School District 46
MLS Area Elgin
Waterfront Y/N N
Street Name Saint Charles
Elementary School Huff Elementary School
Tax Annual Amount 4775
Days on Market 15
Standard Status Active Under Contract
Middle/Junior School District 46
Elementary School District 46
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Interior
Basement Full Unfinished
Full Baths 1
Half Baths 0
Street Suffix Street
Laundry Features Gas Dryer Hookup In Unit
Total Bedrooms 2
Room Type Enclosed Porch Heated Attic
Total Baths 1
Bedrooms Possible 2
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Exterior
Parking Features Driveway
Lot Features Partial Fencing Sidewalks
Total Parking 5
Foundation Details Concrete Perimeter
Lot Dimensions 52X131
Lot Size Acres 0.156
Other Equipment Ceiling Fan(s) Water Heater-Gas
Garage Onsite Yes
Garage Type Detached
Garage Ownership Owned
Exterior Cedar
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* Excluded Features
List By
Baird & Warner

Broker

jean@maiorella.org;jean.maiorella@bairdwarner.com

Email

Affordability Calculator

$1,727
Per Month
77%
23%
0%
Monthly Principal & Interest
$1,329
Monthly Property Taxes
$398
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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The time to sell is now
THE TIME TO SELL IS NOW!
Nearby
4603240 Elementary School
566729 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/24/2024$200,000 Listed Price

Map


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645 Saint Charles Street, Elgin, IL, 60120 is a Single Family Home for sale at $200,000 with 1,492 sqft and a lot size of 0.156. 645 Saint Charles Street has 2 bedrooms, 1.0 baths, and was built in 1927. The property's zip code is 60120 which is in Elgin, IL